Search found 74 matches

Search found 74 matches Page 1 of 5
by nffcwatto
Fri Jan 02, 2015 11:02 am
Forum: Ask IVA Forum and Industry experts
Topic: Any help please with a new mortgage ?
Replies: 7
Views: 4205

how do i contact them? does anyone have an email address?
by nffcwatto
Sun Dec 14, 2014 4:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: What now ?
Replies: 6
Views: 2081

Thanks, the 6th anniversary so to speak is January so does that mean I can get a new mortgage from then? Do I need to do anything ?



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by nffcwatto
Sun Dec 14, 2014 3:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: What now ?
Replies: 6
Views: 2081

I had my certificate through yesterday (I think) was supried its more a photo copy thing. Anyway what is next, it says it takes 3 months for the insolvent register to update. Do I need to actually do anything? Also how long till I can re mortgage as I want to move to a larger house ?
by nffcwatto
Thu Nov 06, 2014 10:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can't understand why DFD are including a home visit for my last review.
Replies: 11
Views: 3603

I have the same thing ccuring tomorrow, I am outraged and consider it a privacy issue. I am not letting them in they can see the information outside. What makes it worse is a completed my IVA 5 month ago and am just WAITING for the completion certificate, I haven't paid them for 5 month so all my ba...
by nffcwatto
Thu Nov 06, 2014 5:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: I thought it was all over!!
Replies: 5
Views: 2318

I find it really worrying as my bank statement shows me spending cash, which I feel I am entitled to do now as I have paid up. I can see them thinking I owe more even though ive paid it. If they had pulled their finger out then the IVA should be closed. Its annoying that they didn't return emails an...
by nffcwatto
Thu Nov 06, 2014 2:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: I thought it was all over!!
Replies: 5
Views: 2318

I paid my last payment in June for my 5 1/2 year IVA,great news. I have since tried and tried to get answer from DFD regards closure. They have ignored me pretty much. Now to my shock today I receive a letter to say tht my annual review needs completing. I am surprised by this why didn't they do so ...
by nffcwatto
Thu Jun 05, 2014 9:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: All over!
Replies: 15
Views: 5170

Last payment made today, if anyone needs any advise through struggles pm me
by nffcwatto
Sun May 25, 2014 12:02 am
Forum: Ask IVA Forum and Industry experts
Topic: Not a question
Replies: 12
Views: 2702

i am with DFD they have been ok , i did a file other week for ppi and was told all should be done in 6 weeks though i doubt it
by nffcwatto
Thu May 22, 2014 11:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Not a question
Replies: 12
Views: 2702

This isnt a question more a statement! I have one more payment (a reduced one too) left of a 60+ month IVA. I cant wait for the last payment i already feel its done as paid the last final one, just got the next one to mke which is reduced to make up equity! Anyway just a message for all to keep on g...
by nffcwatto
Tue May 06, 2014 8:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: nearly there - mortgage
Replies: 2
Views: 1001

Hi all , i am so close now. I have one more payment at a reduced fee (just o ver half normal payment) needed to pay early June then im complete! The last full payment coming out was so exciting! Anyway I am told i should have a smooth completion as chairmen report is already through regards PPI etc ...
by nffcwatto
Fri Apr 04, 2014 12:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Debt collection
Replies: 1
Views: 1720

Hi - this maybe not the correct area to ask this but however i am going to haha.. I have had a few issues changing my utilities supplier and EDF continued to charge me when they shouldnt of. They wrote and ackowledged this but now i have had a letter from a debt collection agency. This is ok as i ha...
by nffcwatto
Wed Apr 02, 2014 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: mortgage help
Replies: 9
Views: 2689

Hi Mel, it seems looking at is i had about 2500 in equity, i had the following in my terms At the start of your IVA creditors added the following modification to your original proposal; If the debtor is unable to obtain a remortgage the arrangement may be extended by 12 months in order the allow con...
by nffcwatto
Fri Mar 28, 2014 11:15 am
Forum: Ask IVA Forum and Industry experts
Topic: mortgage help
Replies: 9
Views: 2689

Hi, it was extended due to thwe negative equity for the 6 months, they said i need pay till july not Feb. Does this effect my house situation ? Thanks in advance
by nffcwatto
Fri Mar 28, 2014 11:13 am
Forum: Ask IVA Forum and Industry experts
Topic: mortgage help
Replies: 9
Views: 2689

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

Was it extended at the outset, or has it been extended for some reason during the IVA?
by nffcwatto
Wed Mar 26, 2014 11:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: mortgage help
Replies: 9
Views: 2689

Hi yes it is i believe as my IVA was extended by 6 months
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