This is something else I’ll have to check in my proposal, I think. My 6 month review is this week too, so I’ll have a chat with my IP about it. I’ve already raised it in an email to him. The bottom line, for me, is that the IVA is an agreement between me and my creditor (RBS – I have no other credit...

Yes, I’ll check my proposal for the exact wording, just to be sure. I’ve double-checked it all with my IP, and he assures me my understanding of it is correct, but the pessimist in me can’t help but wonder if he may have made a mistake! That wouldn’t be good. Does anyone have any thoughts on the ban...

Here’s a tale for you. It’s more to let off steam than anything else, as there was nothing I could do about it and, ultimately, there are worse things in the world to get wound up about. I’m a year into my IVA, and this is, to date, the only time it’s had a negative effect on my life. A friend of mi...

Thanks for the replies, everyone! In response to a couple of points made... I believe the after-acquired asset regulation sits within the guidelines which govern IVAs. To be perfectly honest, I haven't actually checked my IVA proposal to see if it's in there - I checked with my IP when I was offered...

Hello all I’m new here, and there are a couple of topics that have caught my attention, specifically about PPI claims. For what it’s worth, here is my experience. Apologies if it’s been covered before elsewhere on this forum, but I hope it’s of some use. I’ve been in an IVA for the last 12 months. M...