I have experenced this with same company, not sure if the companies fault or the process involved but a word to the warning. Sorry to inform you but Mine took a year to arrive !!!!!!

Oh! and there is light at the end of the IVA tunnel. congraulations on completing

I agree that it will depend on which company you are with. Once the settlement has been agreed and processed, creditors paid etc. You may have to wait a while for your certificate of completion. Again depends on the company. You may have to persistantly ask for it. Not to scare you but I was nearly ...

Thanks Karol, Have done this and have been promised it will be dealt with promptly as was an oversight at time of completion.

Hi Roger. In my experience you may struggle, it will depend on the Bank involved. When I entered into an IVA I had a joint account with my wife which was frozen due to an overdraft of 20 quid. I had to be removed from account. This was 7yrs ago but the said bank will still not let me open a joint ac...

Thanks for the encouragement, it just seems to go on and on.

To anyone in an IVA " be prepared ", it does not go away when you have completed, you will have a lot more work to do regaining your sanity and getting rid of all the stress involved, but it will all be worth it in the end. I HOPE

Think I will pass on all details to my conveying solicitor as that was the request I got from them. Hopefully they will deal with it.
"b***** pain " Just when you think your back on track. Will the IVA saga ever end or will it always come back and bite me.

Hi thanks for your reply. My IVA was originally dealt with by a company called Wilson Philips/Accuma group. In 2006 my IVA was taken over by Grant Thornton as Wilson Philips went into administration ( how ironic ) but it is not the IVA supervisor from G Thornton who appears on the restriction but th...

I completed my IVA in 2009 and recieved my completion certificate early 2010. I am now selling my house and am near to signing contracts but my solicitor has raised an issue of a restriction on the sale of my house. I thought this would not still be in place after completing my IVA. Any advice ????