Sorry, not been on for a while. I'm with McKintyre now, but was with BJ Norton at first. and i've have been in touch with them now. Forgot to ask why they didn't tell me about being able to make a reduced offer though. So, sent them the money in december and apparently BJ Norton still haven't comple...

hello all, i completed my IVA early in december last year. I didn't know i could make them an offer and i (my mum) paid the full outstanding amount, doh, wouldn't you have thought they might have told me! so back on point, i've still not received my completion certificate and my IP isn't even return...