hello, i've recently gone bankrupt, however I may be subject to an income payment agreement, however what can i expect to be left with each month?, i understand everyone's circumstances are different, please help.

thank you oliver, this is all brand new to me, what is my next step? how do I go about organising an informal plan?

thank you thomas and melanie, i'm not actually married. my boyfriend has had his iva for about 10months, i've considered bankruptcy is that an option?

no not really, we are renting at the moment.i've got a car, that's all, which i'm paying back through by loan. valued at about £3000.

my estimated debt is £27000 and I have 3 creditors, natwest (2) and marks and spencers.

I am struggling with my debt at the moment and looking into an IVA, my partner already has an IVA, is their anything we can do together? thank you