Rent property that is.

The 3 are Experian, Equifax and Callcredit.

Google them and all the info will be available for you.

Well done Kat

Yeah, I've checked it. Landlords, courts even bailiffs are notified of any BR order.

Hard to believe isn't it that you could be at risk of losing you home by BR.

Hi there My BMW went back. When I lost my business I also lost my home. I'm now in rented accommodation so I have no assets anymore. Wasn't aware of the £20 thing. I've been advised that BR is the best way for a "fresh start" in fact the only way to get back on my feet. At the moment it's the knowle...

Hi I entered into an IVA almost a year ago at a monthly cost of £230. I have almost no disposable cash and I think it was the wrong thing to do. I had a directors loan account added a couple of weeks ago (should have been added at the start so now mine has gone from 6 to 7 years. I've decided to go ...

Well done Paul you must be chuffed. Not wanting to burst you bubble but it's a hard stog. 8 months into mine and the IP has insisted mine increase from 6 years to 7 due to the IP who liquidated my company who said they wouldn't bother chasing me for a directors loan account as they knew I had no cha...

It is a nightmare. I handed back a BMW Z4 at £347 per month (oh how things can change)and I had to pay 200 and odd quid to have the alloys repaired so same thing really I handed it back and walked away but it was too little too late for me. I know it doesn't help but you can't do anything until you ...

Joy if you're getting threatening doorstep recovery you must contact a debt management company who will help you with this. Once you appoint someone they can stop these threats without delay. Keep all the letters you have so far so that you can forward them onto the management company so that they c...

I know what you mean. I have a spreadsheet on the kitchen wall with all 12 months of all 6 years and at the end of the month I tick off that month so that I can see it coming down. I felt less stressed too when each month was being paid. It takes something simple to upset the cart but if you let you...

I feel it for you. Honestly you try to do the right thing by everyone and boy do they have you by the short and curlies. Your life and your money isn't your own anymore. I notified my IP of change 8 months in only to be told by the way there is a business creditor (who told me my directors loan acco...

Thanks Melanie

I'll continue to try to contact my IP today and I'll keep you up dated.

Thank you once again.

Katie

Thanks Michael Just worried about BR. Don't know if it will give me more problems. My boss had a previous business fail and was made bankrupt. He has just come out of it(6 years) and his credit file is looking good now but he has a wife with good credit who has bought a house in her name together wi...

Hi Melanie I don't know if the loan account was brought up due to the liquidators not wanting to peruse so I guess I'm at fault there. I understand that all of my other creditors are going to be notified and I think this is why the 12 months have been added so it doesn't impact on the others and the...

Oops, I was going to say when I lost my business I also lost my home as they were in the same building and under a 6 year lease which I couldn't see through so I'm in trouble there also.

Can't see any of this mess going away.

Katie

Thanks Michael I've told them I'm not prepared to enter into another year and they're saying that is what is required but if I would prefer to speak with a colleague they can instigate BR but BR really scares me. My job is ok but should that change I no longer wish to do management accounts as I'm n...