Cheers for the replies. I have written to Santanders controller but they still have not acknowledged receipt of the letter. I've spocken to FA Simms and they're going to try and contact them. Experian said they won`t do anything unless santander tell them different; in other words, they were a waste...

I entered into a IVA over 6 years ago with F A simms. Originally my car loan who was with GE money wasn't entered into the IVA then FA simms decided a year into the IVA though should of been. Now six years later santandar have taken over GE money and are refusing to remove the default on my credit r...

Great Llyods are being unhelpful and claim I'm not on their system so I now have to go into my local branch for a meeting and santander claim they know nothing about the deafult and don't want to do anything about it.

Sorry coachjambo who did you e-mail the creditors indervidually or the credit report agency?

Many thanks paul, I shall get straight on that.

But no certificate.

I got a letter as I settled the money up early about a year and half after I started the IVA.

HI
My IVA is now over 6 years old but on my experian credit report most of my creditors are showing my accounts as defaults still and they all have different default dates after the IVA was started. Some even 3 years after the IVA was started.
What should I do to get these removed?
Many Thanks
Guppy

I tried opening a basic account with HSBC but they turned me down on my credit rating and I payed off my IVA earlyand that was last year in August.