Thank you to all who have taken the time to respond to my question. I should have stated that we do not have any spare income to facilitate an IVA. initially we were set up on a DMP by the CCCS but my husband then lost his job eleven months ago. Since then, we have been making token payments to our ...

hi, just checking font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Ana.da font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Tina S Hi Ana welcome to the forum. as the other have suggested having a chat w...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Tina S Hi Ana welcome to the forum. as the other have suggested having a chat with 2 or 3 companies will help - both for you to understand your options and for the companies to get more information on ...

Hi, my husband and I are currently considering bankruptcy. We have combined unsecured debts in both our names amounting to £30k. We have a home which will at best have £5k equity, excluding the cost of selling it. We have a young family and I wanted to find out what the possibility of losing our h...