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by dpdotcom
Mon Aug 27, 2012 8:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final Dividend query
Replies: 10
Views: 1530

Thanks - will double check proposal :-)
by dpdotcom
Mon Aug 27, 2012 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final Dividend query
Replies: 10
Views: 1530

hi, we have just received our end of 2nd yr annual review and our dividend is 21p in the £. It is expected the final dividend will be 55p in the £ (originally expected to be 39p in the £). Can you advise if end dividend is achieved-should we be ok envisage to finish at the end of the 60months agreem...
by dpdotcom
Thu Jun 28, 2012 3:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should your income (on I&E review) be based on Basic and overtime total ?
Replies: 10
Views: 1987

Its all sorted. Our IP has agreed to use our basic and has revised our I&E to reflect this - we have now had our monthly payments reduced from last review (as our expenditure has increased and we have not had pay rise in line with this). We have also agreed to pay in 60% of ALL overtime earned as in...
by dpdotcom
Sun Jun 03, 2012 8:02 am
Forum: Ask IVA Forum and Industry experts
Topic: My creditors meeting is due tomorrow to ask for an extension
Replies: 16
Views: 2434

Lola - if you have been paying in since 2006 your extension will take you to 7yrs in IVA? Did you have a payment break?

I only ask because we are in an IVA and we are working (& hoping) it only lasts the 60 months, which was stated in our original proposal.
by dpdotcom
Fri Jun 01, 2012 8:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should your income (on I&E review) be based on Basic and overtime total ?
Replies: 10
Views: 1987

I am Dawn.41 (i wasnt registered when I posted my initial question).

Thanks for your responses.....
by dpdotcom
Fri Jun 01, 2012 8:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should your income (on I&E review) be based on Basic and overtime total ?
Replies: 10
Views: 1987

I cant understand why they are doing this when we are coming into our 3rd year and the previous I&E reviews have worked out with our 'basic' salaries. Also, this was agreed in our initial proposal. Our IP has said the only way forward is to go back to the creditors - we are in awaiting IP to put rep...
by dpdotcom
Fri Jun 01, 2012 6:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should your income (on I&E review) be based on Basic and overtime total ?
Replies: 10
Views: 1987

thanks lem - i thought not, on our review our payments were increased by >£300 per month and we would never meet the monthly payment if overtime was not forthcoming. Our IP disagreed and it is now going back to the creditors for review (been in IVA since July 2010 and basic figure has always been us...
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