[font=Comic Sans MS]I am sure there are a lot of people on this forum that dont post, but they are here to read other peoples stories, to find advice and to just realise there are a fair amount of people in the same situation. I was one of those. I joined in 2007, I didnt post, I just came and read ...

I am sure there are a lot of people on this forum that dont post, but they are here to read other peoples stories, to find advice and to just realise there are a fair amount of people in the same situation. I was one of those. I joined in 2007, I didnt post, I just came and read and then I eventuall...

Its not all Good being a woman jpj! You would soon get fed up of 'multi-tasking' ......maybe 'Super-Hero' would be a better description!

Ruby,
(who would like to come back as a pampered Cat!)

Melanie, Can I just say that you are an amazing woman! You obviously work so very hard in your profession. I have been lurking about and posting on this forum for a few months now and everyday you come on here and offer your advice to total strangers...... And not just those that ask questions, I lo...

Thanks Melanie,

I've got a brand new shredder still in the box in my wardrobe. I've had it for a year now!

I will start shredding.....might get it finished by Christmas!

Cheers,

Ruby

Thank you for your replies.

I wonder what the experts would suggest....how far back should we keep things?

thanks

Ruby

This isn't an IVA question....but I wondered what everyone else does with regards to keeping bills/statements/letters etc? I have kept everything through out my adult life, now 15 years later its starting to mount up. Everything is kept in an individual file per year! Its kept in good order but I st...

Thank You for all your replies.

You raised a very good question Andy!

Ruby

Hi babyblue, I know how you feel about answering the door. I was really paranoid about that whilst I was waiting for my IVA to be approved. I've got a teenager and it was really difficult asking her not to answer it........however, I didnt have anyone call at the door. As for phone calls, you can ch...

I have been in an IVA for a couple of months and this month I was paid some overtime. I assumed that I would have to pay half of this into my IVA. However, after checking my original proposal and the modifications of the creditors meeting, I don't have to do this. I've called my case officer who als...

Hi caknight,

This is the thread.....

http://www.iva.co.uk/forum/topic.asp?TOPIC_ID=3607

Thanks Andy,

Does anyone have any experience of any of the above companies?

I use T-mobile U fix, I have done for a couple of years. My contract is £15 per month. Last year they offered me a new phone or a discount, down to £10 per month for the next year. I took the discount.......and have been very happy paying £10 per month. However my latest bill came yesterday for £15....

Post deleted - advertising.

I agree Mr Torch, 5 years ago my children were starting school......in 5 years they will be finishing.
And picking up on your "olympic theme" (sorry, no interest in football!) it doesnt seem 3 years since the last one!