Fab news, I'll be with you on the journey too xx

Congrats on the iva approval, ours too was approved yesterday, such a relief xx I was wondering re savings too, good to know you can save in a bank rather than under a mattress, lol, thanks to the replies, saves me asking xx

Good luck today, we had ours accepted with gt yesterday, they said they would call me at 3.30, noone rang so I rang them at 4.45, don't be worried if they don't call dead on 3.30, good luck xxx

Thanks everyone, just got the kiddies to bed so a few vinos in order to celebrate now, yeah I'll be around to post, will be great to share tips etc with everyone and get to know you all, I have read on here alot before joining today, glad I joined, your all so friendly and nice, thank you all xx

Thanks everyone, just got the kiddies to bed so a few vinos in order to celebrate now, yeah I'll be around to post, will be great to share tips etc with everyone and get to know you all, I have read on here alot before joining today, glad I joined, your all so friendly and nice, thank you all xx

Hi taxi driver, it's been stressful with the waiting and the worry of the creditors getting hold of me but up until now I have spoke to noone!! I deleted my land line off all online creditors sites and didn't answer my mobile to any number I didn't know, the letters have been pretty polite to be hon...

Hi everyone, just got off the phone and it's been accepted!!!!! Whoop whoop!!! Only £20 more a month they want so not bad at all!!! I'm sooo relieved!!!! 5 yrs time we will be debt free, whoop that's a great feeling to know, thanks for all your well wishes, I look forwards to chatting with you all o...

Just rang them and the guy I need to speak to is on the phone!! Aarrrrgghhh!! He's going to call me back!!!

Thank you, and yeah I think I will harpic, I best route for the phone number ready to call *off I run to find it* lol x

Thanks, I'm sat just waiting for the phone to ring!!! Fingers x

Hi all, I'm new here today, my creditors meeting was due today at 3.30pm and I still haven't heard anything, eeeek!!! Hope this isn't indicating bad news!!! I'm offering 46p in the £, maybe too low, ooh this is so stressful!!! No need to reply, I'm just venting, hopefully I'll chat more to you all l...