i meant "havent made it straightforward"[:I]

HI We were granted our IVA in May and HMRC was one of my creditors as Im self employed. I received a letter from the debt managment place at Worthing which I sent to my accountant for my self assessment etc but today I received a letter from WTC and CTC about £900 of overpayment they need back as we...

hi Tracey it is encouraging to read of others approvals, ours was approved yesterday and if you see my previous post I was so apprehensive re our dividend and was a bag of nerves yesterday but all came good. I had been trawling this site for weeks looking for reasons for rejection etc but as others ...

congratulations on your approval ours was accepted yesterday and the feeling of relief is immense we know it wont be easy but then neither have the previous 6 years but at least there is an end to work towards good luck on our journeys

ITS A YESSSSSS!!!!!! Cannot describe how I feel right now, this is the end chapter to a very long hard story. let the new chapter begin. Thank you all for your support and good advice. will be sticking around for the next 5sih years

how long should I leave it before I ring them if I haven't heard anything? I don't want to go into a weekend not knowing

OMG - meeting @3.30 so anxious. worried about low dividend as you know trying to remain optimistic but not easy will post later x

thanks hellsbells and congratulations, i am with GT too

well todays the day don't think I could be more anxious. still so worried about the dividend but trying to remain optimistic. Roll on 3.30 fingers xx

Hi
We have our meeting on Friday but today I have received notification of court proceedings being intitiated on behalf of halifax one of our creditors. What should I do. ignore it and await for the outcome of the meeting on contact grant thornton for them to deal with?

excellent news well done, fingers crossed for friday now, hopefully we can travel this journey together

good luck everything crossed for you look forward to your positive post

Hi All Getting anxious now - exactly 1 week to go. Meeting next Friday 18th at 3.30 so in a weeks time we should hopefully have had our future decided for us. Still worried about the dividend but there's not a lot I can do to influence the outcome, i have been trawling this forum trying to find post...

hi we are at the beginning of this process and have just received our draft proposal. I am pleased with contents and offer to creditors but am concerned it will not be accepted as we can only offer 9p/£. We do not have any assets ie house etc as we lost everything when we surrendered the lease on o...

hi we are very early into setting up an iva and we have taken out basic bank accounts with lloyds as there aren't any coop branches near us and i need to be able to pay money in to do with my business. I am now worried as i didn't realise they were linked with halifax and we both have credit card de...