Ring your company and ask them however as someone else said it takes time to set up a variation meeting so you may find that you'll be finished paying it all off by the time of the meeting. 4 months is not long to go [:)]

Just be honest with the company. Nobody should have to work those sorts of hours. Good Luck with it [:)]

Well done. What a lovely post

Well done[:)]

I would say enjoy having a little bit extra and maybe put it away in case of any emergencies. At least you've been honest so they can't come back to you on that. Good Luck.

Not always possible to choose your IP as a previous post suggested. My IVA was taken over by GT without my knowledge or consent. I only found out when I had a letter from them to say who they were and that it had already been agreed in court! I've had no communication from our IP. When I ring I can'...

Well I got that letter too and I have already received my completion cert in April!! I rang them and the guy on the phone was clueless. He said he would get a specialist team to ring me about it even though he said his job was to specifically deal with people getting these letters. Anyway the "speci...

Totally agree!
Well done Vixster [:)]

Finally a statement letting us know what's going on!
Thank you Karol for all the info. It would have helped me a lot if I had this info a few months ago but at least it'll help GT clients now [:)]

Hi John.08

Welcome [:)] who is your IVA company? Someone from them might be on here and pick up on this thread. I was with GT and I got my CC about 3 weeks ago after 7 months wait so some companies unfortunately do take a long time.

Agree with BOL, please try not to worry. Easier said than done I know! Speak to your IP as soon as possible, I'm sure they can sort something out.

Well done Marie. Nearly there!

Ladybird321 and unhappy girl, I feel exactly the same. We have told 2 family members only because we had to but no one else and even though it's all finished now I too feel ashamed to have gotten in it all. Some of it was our fault and some wasn't (redundancy etc)[:I] Anyway we have learnt a big har...

Hope you get accepted! Let us know how you get on. I got my cc too but am too nervous to apply for a vanquis card yet but at the same time I want to start rebuilding my credit.
I know of experian and equifax is it? What is the 3rd agency?

Many Thanks

Hi Matt
Yes I've received it. I think I've just replied to you about it on your own thread.