Thank you all, I have spoken to Andy Davie on the phone literally 5 mins ago and he has made me feel good again. I do have options and I want to regain control of things, if that means trying another route (other than bankruptcy) then so be it, but I can't stand not being in control - that's how I g...

Hi, My wife and I have been in our IVA for 18 months and I am struggling to meet the payments. The IP has increased our payments due to me getting a new job but the increase is double the previous amount. The pay increase certainly doesn't add up to this. My new position requires me to travel 70 mil...

HI and thanks for the support. I have told my IP and they just keep telling me to forward the letters on to them but nothing seems to be done. I have asked my IP why things are taking so long (I have been waiting for 6 months for the outcome of a review) I just keep getting told that it takes time. ...

Hi all, I am receiving harassing telephone calls from one of my creditors who says that they are aware of my IVA but cannot stop the system from calling me. I have spoken to many people in the organisation who all keep apologising but the calls and letters don't stop. I have sent them a copy of my I...