Same here rant as much as a worry here...Our car is our biggest issue with our IVA as we are just setting our IVA up and our IP says it will have to go. He says we will have to get a cheaper car as we bought it new last year and the payments are higher than what we will be paying our creditors!!! Th...

Hi Charlie76 I'm in exact same position as you only I don't have a date for meeting yet! most of same creditors too! I'm still so worried about it all! We were advised by our IP to offer to pay a 'token payment' to creditors while waiting to hear and most have taken the ref number instead not pleasa...

Thank you everyone. I couldn't talk to anyone else without feeling judged.
Thank you

At the very begining

going with CCCS.
My 3 contract is half way thru £35p/m my daughters exactly same, same phone etc. My husbands is £18p/m finishes August.
Thanks for all these replies.

I'm with 3 but there's myself, my husband and I also have a contract in my name for my daughter!
Doesn't look good does it!
Oh what a mess!

Hi Everyone I'm new here we havent been accepted yet waiting to hear. I wondered if we had to give up our mobile phones as really they are 'luxury items' sounds like maybe not hey?
Gosh this is so worrying!