Hi, I completed my IVA in March 2015 and have received my completion notice. When checking my credit report, one creditor still has the debt marked as 'default'. I'm aware it takes time to do the administration side, but 18 months seems excess. I have written to the creditor with proof of completion...

Hi, I completed my IVA in June 2015, with all Bar natwest and barclaycard marking my debts as settled. I have written to both companies and enclosed my completion certificate. I did this in October 2015. My question(s) is will the companies have to mark the debts as settled or as soon as the Iva dro...

Hi, I have recently completed my IVA, July 7th 2015. I had black horse motor finance for part of the iva, but it was never included in the agreement. I have received a letter from black horse stating that I am due a refund of interest due to their omission of telling me that I could voluntarily term...

I am 48 months into an IVA, on every financial review I have declared a payment to a credit card which has not been transactional for the duration of the IVA (except for payments to clear it), and is clearly shown on all bank statements. I have now been issued with a 'notice of breach' for obtaining...

I am applying for a new job working as a store manager for the british heart foundatin. I am currently 2 years into an IVA, but my main point is the BHF require a credit check on offering the job, will my IVA affect my chances even though the job isn't neceesairly of a financial nature? In my curren...