Can I get a mortgage with an IVA? Currently I rent in London with my partner and children; this is very expensive and we have no security of tenancy. As key workers we would like to obtain a part-buy, part rent property mainly so we can stay in one place near our children's school and nursery, and n...

Thanks for all your replies.

We today found out that we will be able to keep half the money, which is a great result for us. This is far more than we anticpated but we feel quite justified after 5 years of underpayment.

Thanks for that. Will check first thing Monday morning!

Sorry- this is all new to me. What's an F & F?

Thanks for all your replies. Yes, you're right that being on a higher pay scale will improve our situation. My original post was referring to the fact that we struggled each month to cover our debt payments, and had my partner been paid correctly over 5 years it is possible that we might not have ha...

My partner and I have an IVA which started 6 months ago. Our debts are £40, 000. My partner works for the local authority. They have spent the past 2 years carrying out a review of all jobs and pay scales for all its employees. My partner has been written to this week to inform him that for the ent...