Having been in contact with GT recently; they have now promised that I should be on target for a completion certificate by the end of April 2012. 15 months after my last payment, but still - there appears to be light at the end of my tunnel.

Many thanks for your replies. vince666 - I note that you made final payment in September 2011 (the same as me, if we're saying that my £0.02 was my final payment) and you're expecting your completion certificate by the end of the month. How did this come about - did you have to press any buttons, so...

Hi - new to the forums so I'll get straight to the point... In December 2005 I took out an IVA with Blair Endersby. I have made all of my payments and I have fulfilled all of my obligations. At some point, my IVA was dealt with by Grant Thornton, rather than Blair Endersby around the time of my last...