Hi, I completed a joint IVA with my wife in November 2011. Unfortunately we have since separated & as such I need to open a bank account in my name only. Currently we still have a joint basic account with The Halifax. However, when I went & saw The Halifax today I was refused the option of opening a...

Thanks for the advice I will try the Co-op they were not a creditor. i will let you know how I get on.

That's the strange thing, they wouldn't consider that either, although we have the joint account with them (The Haliax). They have been very supportive during the IVA but I seem to have hit a wall there.

Unfortunately no chance of a reconciliation (although we did try). It's quite strange really, although we are separated we still have to share a joint basic account. I went to see about opening a current account in my name today but was refused due to my credit rating. I take it I will nedd to wait ...

Actually I found the IVA not as bad as I thought it was going to be, although I will admit it put a strain on my marriage & unfortunately it contributed to my separation (but that's another story). I believe that if it wasn't for the IVA my life may gone gone down a very tricky path so I for one wou...

I have just joined the forum to let everyone know that there is light at the end of the tunnel for everyone currently within an IVA.

I completed mine at the end of last year & I am now beginning to get my life back on track.

Good luck to everyone & keep smiling [:)]