Can't quite believe it but have finally received my completion certificate in the post today after 20 months f&F payment. Am so happy to finally put this chapter behind me and move on. Most certainly learnt a big lesson and will NEVER EVER get myself into debt like this ever again.

Hi Mel. I was sadly retired from work on ill health and paid a lump sum from my pension to a F&F due to being unable to work. This was so i could be free of the worry of my iva and concentrate on my health issues. I was then told delay due to backlog, then problem with one creditor being overpaid an...

I have just received this letter and am so looking forward to having my say on how GT have let me down in so many ways. I have paid F&F in Sep 2011 and still waiting for completion certificate. I don't even think an hour face to face will be long enough to have my say but its more time that gt have ...

I did a full and final settlement on my IVA 16 months ago. The company stated I was not due any PPI and even gave me a refund on some of my IVA but they have now approached me saying they want forms to investigate whether I was entitled to any PPI from previous creditors taken out years ago. I did r...

My IVA with GT was full and final accepted back in September 2011 but I still haven't received a certificate of closure. The reasons for this kept changing and I could never speak to anybody as they were too busy. Last Oct/Nov it was confirmed to them that I hadn't received any PPI payments so I tho...

I am in a iva agreement since july 2009 and have just been awarded disability living allowance do i have to declare this to Iva company