Thanks all for your advice. I'll talk it over with the debt management company before taking the plunge.

I am just over 3 years into it.
Interesting what you say about PayPlan. It doesn't seem fair that he should be expected to pay up for mistakes made by me before he was even on the scene, does it?
Maybe we should put it off for a couple of years. Shame though!

OK thanks very much. Will have to reconsider.

Hi All My new partner and I are considering living together but firstly need to know the repercussions with regard to my IVA monthly payments. I currently live in rented property and he would potentially be moving in with me. What would happen if a) he is earning a salary, or b) he's not working but...