Search found 14 matches

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by Michelle.8
Fri May 04, 2012 11:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final Accepted
Replies: 35
Views: 4639

out of interest how much did u offer i have only got 10 months left but my morgage have gone up and now cant afford both
by Michelle.8
Fri May 04, 2012 3:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Scared of IVA company
Replies: 19
Views: 2539

ok so phoned my ip today not available nor her rep but talked to someone else about it who was very nice for a change, told her everything and asked for my ip to put a final settelment figure in of funds paid to date . she wants a new expenditier form morgage letters and any other bills and bank sat...
by Michelle.8
Wed May 02, 2012 11:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Scared of IVA company
Replies: 19
Views: 2539

kazzafunk do u mean that what i have paid to date could be enough to end my iva as its been longer as it should have been as i have extended it twice ? soz to sound dumb but dident understand then and dont now
by Michelle.8
Wed May 02, 2012 11:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Scared of IVA company
Replies: 19
Views: 2539

lesley what do you mean by paid 40
by Michelle.8
Wed May 02, 2012 11:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Scared of IVA company
Replies: 19
Views: 2539

w3 debt solutions and never spoken to my ip just her representative thanks for your advice but cant see how they are going to help me unless they let me pay 100 pound a month and no more extensions
by Michelle.8
Wed May 02, 2012 10:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Scared of IVA company
Replies: 19
Views: 2539

what happens if it cant get sorted , iv looked everywere for information but very vage and the bottom line is i go bankrupt what happens i dont mind losing my house as so much is going wrong with it its worth nothing can someone talk me through what will happen many thanks
by Michelle.8
Wed May 02, 2012 9:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: what does declaration of dividend mean ?
Replies: 7
Views: 1479

u know what i got 10 months left on my iva , morgage gone up really cant afford both asked morgage to help me but they cant thinking of going bankrupt and starting fresh let them take my house i dont care anymore making me ill me and husband on verg of splitting up and cant talk to my ip they dont h...
by Michelle.8
Wed May 02, 2012 7:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: what does declaration of dividend mean ?
Replies: 7
Views: 1479

the recent letter my iva sent me i think its a anual letter they send to my creditors , and also a copy to me
by Michelle.8
Wed May 02, 2012 5:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: what does declaration of dividend mean ?
Replies: 7
Views: 1479

what does declaration of dividend mean at the end of my letter it says total -1,838.37 does this mean i can offer that or less as a settlement
by Michelle.8
Wed May 02, 2012 4:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Ten months left but struggling with payments
Replies: 1
Views: 791

I am in an IVA but unhappy with the company as I feel unable to talk to them as they are unhelpful. I have 10 months left on it and struggling with my payments. I have now been told by my mortgage company that payments have gone up to 620 pound a month as I can no longer stay on interest only till t...
by Michelle.8
Wed May 02, 2012 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Scared of IVA company
Replies: 19
Views: 2539

Hi sorry to bother you i have 10 months left on my iva at 300 pound a month i am scared to talk to them as all they do is scare me just been told by my mortgage company that i have to start paying 620 pound a month as i was on interest only to help me out . dont know what to do as cant afford to pay...
by Michelle.8
Thu Feb 09, 2012 6:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA company always confuse me. Please give me some advice.
Replies: 5
Views: 1261

in a iva thanks never spoke to my ip just her rep, that always tells me to phone on my letters thanks for u advise will get this sorted
by Michelle.8
Thu Feb 09, 2012 2:29 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA company always confuse me. Please give me some advice.
Replies: 5
Views: 1261

i am with w3 debt solutions been in my iva now for over 6 years. in july 2010 i had a family freind a retired adviser help me out and redued my payments to 260 a month witch extended my iva to a further 18 months. today i phoned my iva company who are not nice to talk to and always confuse me and th...
by Michelle.8
Wed Feb 08, 2012 4:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final settlement ?
Replies: 1
Views: 818

just phoned my iva and told me my iva finnishes on march 2013 after extending it twice no one told me about final settlement about how much would i have to pay to get out of it
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