Thanks for your replies guys

So although i didn't receive my completion certificate until only a month or so ago, the 6 years is from the acceptance date of my IVA?

Hi, I completed my IVA last June and received my completion certificate last month. I'm told i need to send my IVA completion certificate to Experian, Callcredit and Equifax. Unfortunately none of the above will talk to me unless i register with them, but to do this i need a credit / debit card. Obv...

Hi, Thank you all for taking the time to reply to my initial request for advice. I have to say that i immediately offered to pay the outstanding VAT in order to get my case closed - which is the whole reason for the IVA not being closed now - rather than keeping it open so that the creditors can hav...

Hi, My IVA has been in closure since July 2011 - i've been told the hold up on the closure is due to the VAT issue with HMRC. I'm really concerned as my job could be at risk in the next month or so and my IVA supervisor has advised that should i get any redundancy this would go to my creditors even ...