Same situation as you. The card is underwritten by the company but I settle & claim back. No credit check for the end user. If you do not settle the comany has to.

Kallis, thanks according to our records HSBC have not sold on. I know everyone else who has.

Hi guys long time lurker. I am hoping for some advice. We have rolled into a 6th year due to not being able to remortage & IVA company dragging feet in sorting a variation so we are now looking at a variation meeting soon (month 66!). Any idea's on how Max recovery/Evershed & HSBC vote now a days. W...