Cheers for the info. I have 3 on my file that have been doing it every month so I'll crack on and send them the cert.

Hi all,
Have my lovely completion certificate in my grubby hand after 5 long years. I have experians details as I joined for a month to get a look at my post IVA file.

Does anyone know the details of the other firms I need to send a copy to.

Thanks in advance

Steve

Cheers guys, I think I may frame it lol !!!!
Cant fault DFD at all, been very good through the whole process

Sure no problem, i was with Debt Free Direct. Didn't expect to get it until March / April time tbh. Despite having had no payments to make since November it's nice to have the certificate in hand !!

That's me all done and dusted, made my final payment in November and received my certificate of completion on Saturday !! The added bonus was a check for one months payment. Apparently I managed to over pay by one installment !!! Nice little bonus. Have applied for the Vanquis card to start rebuildi...

I shall be visiting the bank tomorrow to see about getting a debit card now I'm all finished with my IVA

Mine is as good as any master card, it is a master card just a prepay. Have even used it in Ireland !! can even use it as a bank account and set up direct debits from it. It's linked to my Paypal as well.
I have the Cash Plus PrePay Gold

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by essexlady I've been looking at pre-paid mastercards that offer to boost your credit rating. They do this by "lending" you up front the total monthly fee for a year. You then ensure you regularly pay th...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by artemischild Thanks steve Did you have to do a final review etc or just confirm with them when your last payment will be etc so you could then stop your direct debit? Im a little unsure of when i need ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by artemischild Thanks steve Did you have to do a final review etc or just confirm with them when your last payment will be etc so you could then stop your direct debit? Im a little unsure of when i need ...

Will do, I last spoke to them in December and they told me I will have a few months to wait until I get my cert but just to be patient and enjoy the extra money I now have lol. I can't fault them though they have been very good

Will do, I last spoke to them in December and they told me I will have a few months to wait until I get my cert but just to be patient and enjoy the extra money I now have lol. I can't fault them though they have been very good

good news, I was / am with DFD, just waiting on my completion cert now, that last year will fly by

I was with DFD and they would just send out my annual review statement about 4-8 weeks after the review. It would detail and payment increases I needed to make. Dont worry this will only happen if your expenditure is lower than when you took the IVA out or you have had a decent pay rise

ok guys cheers, may just hang on, not really desperate to get a card again but need to in order to start rebuilding my file