Search found 115 matches

Search found 115 matches Page 1 of 8
by kst101
Thu Mar 10, 2016 3:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do I need to do to correct defaulted accounts on credit report ?
Replies: 6
Views: 2567

Thank you all. For some reason my email account thought these were spam messages and so I hadn't had the notifications. I will get on with notifying the creditors. Is it normal for an overdraft included within the IVA to be still included within Active Accounts? I can understand the credit cards and...
by kst101
Wed Mar 09, 2016 3:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: What do I need to do to correct defaulted accounts on credit report ?
Replies: 6
Views: 2567

My IVA started in February 2010 and finished in July 2012 with a F&F payment. I received the completion certificate in July 2013. As it is now 6 years since the IVA started, I was expecting the debts to have come off my credit report. However having looked at it, my bank overdraft still shows as an ...
by kst101
Thu Jan 23, 2014 4:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Started IVA in March 2010, made a F&F payment in July 2012. Debts still show as defaults.
Replies: 1
Views: 915

I started my IVA in March 2010, made a F&F payment in July 2012 and received the completion certificate in July 2013. Was looking at my Noodle report and the debts still show as being in default. Will they show that way until March 2016 or should they show as satisfied by now? If so, what do I need ...
by kst101
Sat Jul 27, 2013 10:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, Can somebody tell me how long after I make my final payment will I receive certificate ?
Replies: 5
Views: 1647

I think who you are with is likely to make a difference here. I was with GT and got my CC last week just over a year after my final payment.
by kst101
Tue Jul 23, 2013 8:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Good Luck Foggy
Replies: 75
Views: 9380

That's great news :-)

And hopefully your completion certificate won't take too long to materialise :-)
by kst101
Tue Jul 23, 2013 4:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Good Luck Foggy
Replies: 75
Views: 9380

Hope you have good news soon.
by kst101
Tue Jul 23, 2013 1:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: Postman has just been....
Replies: 14
Views: 2095

...with my completion certificate [:)] Am glad GTs estimate of it being mid to late August was wrong - was very surprised to get it today. As it was a F&F I presume credit rating stays poor for a while yet but I should disappear from the insolvency register at some point soon I hope :-) Will have to...
by kst101
Mon Jul 22, 2013 10:25 am
Forum: Ask IVA Forum and Industry experts
Topic: Completion Certificate Arrived! Thanks GT!!!
Replies: 9
Views: 1788

Well done - I'm another in the still waiting camp.

Have any of the other waiting people had a MVM and if so when was it? Mine was 23rd (I think) May and was supposedly going to get certificate by end of June but now mid to late August.
by kst101
Tue Jul 16, 2013 9:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: GT make me so frustrated
Replies: 10
Views: 2018

I too have been told my monies should be transferred this month and that I should get my completion certificate by mid to late August. This is after the MVM in May and being told I would get my completion certificate by the end of June. It was a bit frustrating to read about other people in here who...
by kst101
Mon Jul 15, 2013 10:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have finally received my certificate of completion
Replies: 13
Views: 2248

Great news :-)
by kst101
Fri Jul 12, 2013 12:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: GT Closures
Replies: 6
Views: 1804

Today is a bank holiday in Northern Ireland so I guess there's no one there today. Don't understand why no one there until Tuesday though....
by kst101
Wed Jul 10, 2013 10:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Co-Op now putting the boot in for IVA Customers
Replies: 94
Views: 18344

Am trying to work out whether once I do hav my completion certificate it will be ok for me to have been in an IVA or not. I don't especially want to change bank accounts (and XH would need to as well as he's with the Co op too).
by kst101
Wed Jul 10, 2013 6:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Co-Op now putting the boot in for IVA Customers
Replies: 94
Views: 18344

Well hopefully I will get my CC by 16th September....

Are there any banks left who are happy with people in or who have been in an IVA?
by kst101
Wed Jul 10, 2013 6:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: An 'approximate' date for the issue of our CC
Replies: 4
Views: 1951

I was told by GT I would get my CC by the end of June. June has come and gone and I have now been told they will try and issue it by mid to late August. As the MVM was held in may and I know other people on here who had their MVM then have had their CCs I can't see why there needs to be the delay. I...
by kst101
Mon Jul 08, 2013 8:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Its over! Completion certificate received from GT.
Replies: 9
Views: 1992

My MVM was around then too - was told I'd get my CC by the end of June but Fridays email said mid to late August :-(
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