We failed our iva with payplan 4 year into it due to un disclosed extra earnings anyway even though we offered to pay these extra earning back , anyway this was back in nov 2014 we heared nothing at all from payplan as we were told we had failed over the phone on our answer phone !!!! we had no writ...

Hi we were told at the end of nov 2014 via an answer phone message that our iva had failed in year 4 after us not disclosing extra earnings we then admitted to these extra earning vai a phone call and asked if we could pay back what we had earned even if it meant extending the iva the answer was a s...

We very sadly failed our iva in our 4th year was due for it to end aug this year we failed as we didnt let them know about some extra income we had still totally gutted and feel so foolish about not being upfront about it all spoke about maybe extending the iva and paying back what we earned but the...

We have been in an iva for 4 years never missing a payment always paying any over time in etc etc , iN MARCH I HAD AN emergency OPERATION THAT CAUSED ME TO HAVE 5 MONTHS OFF WORK BUT AS I WORK OF RTHE NHS this didnt affect the iva i went back to work and my husband began having back problems he was ...

me and ,my husband have been in our iva now for 4 years we have kept up with all the payments up until now my husband is off work with a bad back problem he has been back and forth the hospitals for many years having injections in his back etc etc but has now been told that the only way forward is a...

Me and my husband are in an iva it has £15 months left to finish this includes an extended 6 moth due to a back injury of my husband. My husbad has now been told he need an operation on his back is a big operation and mean he will be off work for around 6 months he dosent receive sick pay in owrk a...

Hi we are nearly three years into a joint IVA, My husband has been on the sick for nearly 9 weeks and was only receiving stat sick pay of around £80 a week he usually earns in the region of £450 a week. We struggled to keep going with me on my part time wages struggling to keep up with both iva pa...

Hello. Me and my husband are in a joint iva and its now just gone past the 2 year mark. We pay £480 per month, I pay £120.00 a month and he pays £360 per month. We have three children. For the last few weeks my husband has been off work ill and his pay as he dosent get sick pay has been reduced t...

Been in our iva for nearly two years when we completed our 1st year review we were told no additional payments were due from me as i work part time as a nurse and that i never work over time just various shifts which can be more or less at the end of each month. And that due to working for the nhs n...