:) To anyone just starting out, it can be done and it will be worth it. I feel some sadness that our children have been through this with us but I hope they've not missed out on too much. It's been a long often stressful 6 years but last payment was made early last month (to Payplan) and now our com...

kallis3 wrote:

I personally would not pay anything and build up a contingency fund.

I agree with this, once your Iva starts it's hard to build up any savings so start now.
Hope all goes well for you x

I'd contact your provider it depends on the clauses on your iva. Ours have a windfall clause where we get to keep 50%, I believe some you have to give it all over though.

Congratulations, it's a bit tricky at times and it's made me a bit of a control freak when it comes to spending but it'll be worth it when its all over

Congratulations.

I can't wait for the day we get ours, still feels like wading uphill through treacle at the moment (especially this time of year)

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