Yes I checked the correct sections but no sign. Think I'll let sleeping dogs lie as its not my responsibility to keep it updated

Yes we are registered on the insolvency register. IVA has just been settled early as of this last month and was running for 1 year. I have been regularly checking our credit ratings and it's never been on them.

Is it normal for ur credit file to not show ur IVA? I have checked with equifax and Experian. It was a joint IVA with my wife and neither of our files show it. It only shows the defaults.

Hi I'm wondering can someone shed any light on this, my wife and I entered into a joint IVA last April. We have both checked out credit reports with equifax and experian and there is no sign of any IVA being there. The accounts that were included have all defaulted but I can't see anything regarding...

Thanks I've checked that section- public records information but no records held. Not sure why it hasn't been added. It's on the public register online though.

Thanks, I always hear of people seeing on their credit files but we can't see it anywhere.

Hi folks, my wife and I entered a joint IVA last April. On checking both our credit files with experian and equifax there is no sign of any reference to our IVA. The accounts have defaulted but that's all. Is this normal or am I looking in the wrong place??

Hey thanks for the reply.. That's great that u got a mortgage ok. We are just in the application stage for the IVA so hoping that we can get one. Thanks for the advice, good luck

hi im just wondering if there is anyone that can let me know if they have had any problems obtaining a mortgage after finishing an IVA.