Hi basically you will be told in here to carry on and get to the end as it takes a fair bit of time to get a yes or no to your offer If you have more than 6 months then keep on trucking If you are going to make a saving for yourself by sticking to your agreement then you are better off staying as yo...

Computer glitches and useless admin are why these get sent out People too busy doing as little as possible and incapable of basic tasks
I used to work in a waste of space office so I know what goes on
Well done look after yourself ok

Hi I was phoned by my IVA company the guy went through what I bought per week and the month gave an idea of my lifestyle and what I did and then he said loads of things I hadnt thought of then he came up with a figure and said would that be ok as it was lower then my major bank loan I said yes and w...

Well done
Write what happens for your last 3 months and which company as lots are interested in what happens at the end of the Iva and what information they ask for

Sammy When you change to your new bank account they usually drag and drop everything from your old account Call into your new bank have a word with them and they will block it while you are there Check that everythings ok on there system and the DD are the ones you want to keep Tell them you do not ...

Hmmm reading above mine was pre feb 2008 and I was offered a 6 month break in a chat on the phone as the guy must have thought I sounded fed up just said they could add it on later that was year 3 I think every Iva is different regardless of rules they seem to have a flexible attitude as long a you ...

Frank You will be fine you have done the hard part which is facing up to your problem The next step you have done and set the ball rolling Now your at the filling in forms point Get that done and sent back so your Iva company can get up to speed Then its just about waiting to see if you need to sign...

PS I paid the bank a quarter of the monthly amount and as above once you cancel the DD they have no rights to authorise it without your permission Also if you do as I did and empty the account then all they are doing is using there own money to pay themselves Your setting the IVA up now so forget ab...

Cancelling a Direct Debit I cant remember that much about what I did with my bank at the time and have tried to erase those months out of my life I was told via my ICA company to get a new bank account asap and thats what I did I transfered all my ins and out from my old bank account to the new one ...

Hello Try not to worry ok : ) Its the same for everybody at this point If they dont accept then they lose out All they will do is give you some other options or work a way around If they want more than you can reasonably pay then they most likely will offer you an extra year of payments 6 instead of...