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by stressed1974
Tue Jan 05, 2016 7:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final paperwork
Replies: 2
Views: 1668

Hi have 1 year to go on IVA and it will be extended because of equity. Have an offer of a full and final of 2 years of payments. What paperwork is required to get this offer made? Is it a letter from the giving party confirming it as a one off offer? Also do myself and my husband have to sign anythi...
by stressed1974
Sun Dec 06, 2015 12:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Advice on what to offer for full and final
Replies: 7
Views: 2639

The equity is about 70k....I think they could go to 3.5k at a push
Thanks
by stressed1974
Sun Dec 06, 2015 1:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Advice on what to offer for full and final
Replies: 7
Views: 2639

Hi
My parents have kindly offered me some money to pay off my remaining term. I have 15months left of the IVA and pay £195 a month. They have said they can give me £3000. Would this be accepted? I know that theres equity in the property, unfortunately! Any advice would be gratefully received .
by stressed1974
Thu Apr 02, 2015 10:58 am
Forum: Ask IVA Forum and Industry experts
Topic: CF reviews
Replies: 48
Views: 6006

Tbh once I received all the I&E form I found the review a lot easier than the one with PJG got confirmation that nothing was changing much quicker. I didn't expect to hear myself saying that!!!
by stressed1974
Wed Apr 01, 2015 4:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF reviews
Replies: 48
Views: 6006

2 email addresses for you Megan.reid@creditfixme.co.uk Teala.Elsy@creditfixme.co.uk Both of these are in the client supervision team and have been helpful.Sent all the info to Teala and got a reply from Megan. Didn't find the i&e form too bad, used the PJG one and adapted the CF one adding in a few ...
by stressed1974
Wed Apr 01, 2015 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF reviews
Replies: 48
Views: 6006

Mine was due 21st March so it's quite quick tbh. Just wanted to get the info off to them but didn't expect such a quick reply.Am more than happy to give you an email address recovering :)
by stressed1974
Wed Apr 01, 2015 1:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF reviews
Replies: 48
Views: 6006

Wow,sent all documents and I&E yesterday afternoon for our annual review. Just received an email confirming our payments will remain the same. Am thinking this is all a bit quick and it may come back to bite us in the bum but am pleased with Credit fix for this speedy turnaround as we were getting q...
by stressed1974
Mon Mar 30, 2015 9:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: CF reviews
Replies: 48
Views: 6006

I emailed and asked about the review and asked them to email the i&e form,they posted me the paperwork!! Got the letter 12 days after the date of the letter and they want a response in 14 even tho my review was due the 21st!Sending everything to them tomorrow. Hope they take into consideration that ...
by stressed1974
Wed Feb 18, 2015 5:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: CREDITFIX 2nd review done.. I think!
Replies: 29
Views: 4392

HarrysMummy, did you provide them with payslips and statements? If they say they only want 6 months statements how can they clarify the uplift if they do it on an annual basis? Have got mine in March. Also was there any query regarding savings? Hope it's all sorted for you for another year :)
by stressed1974
Sat Feb 14, 2015 10:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: savings
Replies: 32
Views: 4658

Gratefully received Recovering. Thank you very much :)
by stressed1974
Sat Feb 14, 2015 9:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: savings
Replies: 32
Views: 4658

Yay. Thanks so much AbbiesMum that seems to have worked. Hopefully Recovering gets the details [:)] This forum is sooo good [:D]
by stressed1974
Sat Feb 14, 2015 7:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: savings
Replies: 32
Views: 4658

Ooh ok am a bit naive to all this. Admin, how can we do this?? Thanks
by stressed1974
Sat Feb 14, 2015 3:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: savings
Replies: 32
Views: 4658

Think I've added u as a frugal friend [:)]
by stressed1974
Sat Feb 14, 2015 2:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: savings
Replies: 32
Views: 4658

Hi Recovering
Any chance for me too please? How do I become a frugal friend?? Thanks
by stressed1974
Sun Feb 08, 2015 8:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Creditfix Clients
Replies: 47
Views: 9795

I'm in
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