font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by nepensioner I spend 20 mins per day max, and get screened out of a lot of them, however saved them all up and had £150 towards christmas/january sales. If you need the extra cash, find its worth persev...

Louiseh - You are totally right it would add up but for me it only earned about a £1 per hour. Probably a bit less given you are using electricity to power your computer. I went to a car boot sale for an hour early Dec. Bought some old crockery for £5 Lumped it on ebay and someone paid £32.75 for it...

I actually did sign up to do these type of surveys.....but it is not worth it....some surveys take 20 mins and they only give you 50p. Others give you points to exchnage for cash or vouchers. I did the equivelent of 8 hours and 15 mins worth of surveys etc over a course of a week. It paid out £6.50 ...

All these people very rarely pay tax...it is fact IMO

Are we referring to "soap dodgers" here?
People who sell the Big Issue or beg because if we are then I read an article a few months back in that some earn up to £200 in readies every day!!

How much does that bring in? Surely it cannot be that much to fund Christmas

Well noted.....Like I said I could not do it nor that I have tried....I will say this that in these dark times earning a living is diffiuclt and when you earn a bit extra it does not seem fair to give it or part of it into the IVA. When you have children who miss out on certain things the other kids...

I know....I was only joking.
Have no way of raising that sort of money anytime soon.
Wishful thinking in wanting to get out of the IVA early.

Not sure yet...was thinking of going on the streets to earn the money to wipe the slate clean

I agree I could not do it either....but I will say this that I know of one individual who has got around that problem by being very creative....
I do not have the bottle to try it...let alone put it on the forum.

Its wrong to suggest it....but don't tell them.
You have earned it so keep it.

I am a third of the way through a 6 year IVA and with the payments I still need to make I will be paying back another £16K approx. But my IVA could be extended by another 12 months if I cannot re-mortage part of the equity that will be in my house towards the end of the term. So if I need to pay £16...

Is it better to give a full and final offer before the end of the IVA so as to avoid any equity release clauses being activated or an extra 12 months of payments?

Exactly.....I hope it does not impact the final end goal for us all.

I was told you could not include utilities in an IVA.....but it appears you can