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by slapnuts2001
Sun Jan 11, 2015 5:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Last payment
Replies: 2
Views: 1083

Hi if anyone is thinking of an IVA do it, we finished our last payment and are now debt free thank you DFD you have been amazing thank god this is over and we can start living again good luck to everyone that is starting out on one or is in one you can do this [:)] xxxxx
by slapnuts2001
Tue Sep 24, 2013 9:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens at the end of our 5 year term ?
Replies: 4
Views: 1464

Thank you so much, email sent hope she can help us out x
by slapnuts2001
Tue Sep 24, 2013 9:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva coming to the end
Replies: 4
Views: 1285

I have but the rest is in fees, I'm confused I've emailed Judith at DFD hope she can help us :-) x
by slapnuts2001
Tue Sep 24, 2013 8:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens at the end of our 5 year term ?
Replies: 4
Views: 1464

Thank you for the advice how do I find Judith Anderson, I think we have paid what we owe and more, I rang DFD today got a copy of what's been paid in 20,200 to date and we owed 17,500 in debts so would like to know why we can't end the IVA x
by slapnuts2001
Tue Sep 24, 2013 7:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: What happens at the end of our 5 year term ?
Replies: 4
Views: 1464

We are now 4yrs and 5mths into our iva, we have paid 19600 into the pot our debts in total was 17500 we got a big pay out of 10600 for miss selling of our mortgage, every time I try ask if the iva will finish at the end of 5years all I get is you will have to see if any equity in your house at the e...
by slapnuts2001
Tue Sep 24, 2013 2:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva coming to the end
Replies: 4
Views: 1285

DFD yeah I would have thought so 2 but nobody ever knows what's going on when I phone so I'm now passed trying just waiting till the end of the agreement and hoping it gets sorted xxx
by slapnuts2001
Tue Sep 24, 2013 12:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva coming to the end
Replies: 4
Views: 1285

We been in our IVA for 4 years 5 months we have payed 21000 into the pot, we got 10600 from miss selling of out mortgage last year, our debts in total was17600, we are due to finish end of may 2014 but I have no idea what happens at the end of your agreement or when you need to see if equity in our ...
by slapnuts2001
Thu May 23, 2013 12:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

Still waiting for a response from our IVA f____k up, who they waiting for a response of i have no idea, you paid a PPI company that you shouldn't have get my money back and sort this **** out, how hard xxx :-(
by slapnuts2001
Mon May 20, 2013 6:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

Just an update, after thinking and going mad all weekend about the money, I had to ring again today so glad I did, got a really nice man who understood why I was quite upset over the matter, £4607 paid to PPI company they use for the PPI I claimed myself trough the fsca and shouldn't have been paid ...
by slapnuts2001
Fri May 17, 2013 8:06 am
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

Yeah I will do that thank you xxxx
by slapnuts2001
Thu May 16, 2013 10:27 am
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

It's creditors fees she said Mel x
by slapnuts2001
Wed May 15, 2013 3:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

Yeah I know it's a joke and feel so let down :-(
by slapnuts2001
Wed May 15, 2013 12:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

Spoke to DFD and yeah its right, Well I'm in total shock after paying £19211.17, over 4years we only paid £4876.13 off the debts. we owed just over £17000 at the start of the IVA, that's £14335.04 in fees and VAT :-(
by slapnuts2001
Wed May 15, 2013 11:44 am
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

But I did the claim myself for missing selling of our morgage so no fees, and no other PPI so it's not fees for PPI I'm trying to ring gain but I'm hold just want ths sorting its sickening to think we paid more in fees than the debs just don't make any sense to me x
by slapnuts2001
Wed May 15, 2013 8:44 am
Forum: Ask IVA Forum and Industry experts
Topic: Statement
Replies: 34
Views: 5296

We are with DFD
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