My IVA finished in January but I have just paid the last of the arrears owed when unemployed. I had negative equity, so no re-mortgage. I paid a total £19,000 plus approx £5,000 from PPI claims off £33,000 of debts. So why do I feel like crying ...I feel drained...looking back over 5 years of uneven...

I pay my 60th payment in January, then 2 more due to arrears accrued when my partner lost his job. I have received letters now asking for my mortgage redemption costs in order to release equity. I don't think there will be enough equity to re mortgage 80% Loan to Value..what will happen if I can't r...

I have 12 months to go. I had a break of 6 months in 2010 due to partners unemployment, I managed £100 during that time and accrued £1958.00 arrears.When partner found work it was lower paid and my review reduced payments by £56.00 per month to £287.00. Will I have to pay this arrears? Also I an...