Where are the best places to do this and that aren't stupidly expensive!
Thanks [:)]

ok. If our expenditure is higher can the amount to pay be lowered slightly?

Hi, My husband and i have a joint IVA. We are now separating but wondered what happens to the IVA. Is it re-assessed now there are 2 lots of household expenditures and each party pays their share or does the original amount agreed at the start of the IVA remain the same and its split 50/50. We pay £...

We started an IVA in may 2012 and our re-payments were based on our current jobs and income. My husband may be offered more work and hence gain more income. What i am confused about is what does the 50% rule apply to...only overtime/bonuses or extra regular income. Would we have to do a new review t...

ok i will contact moneybarn and MSG tomorrow. See what they say as well as the IP advisor

i think leasing is our only option if we want to buy a newish car that is more cost effective to run. I've heard of MSG too....

I need to lease a car, a few names have popped up such as moneybarn and MSG.
For those currently leasing who do you lease with, what deposit was asked and what sort of monthly prices are we talking about.

Will ring round tomorrow but just wanted a heads up

MSG cars do leases for people like us anyone used them before?

maybe i'm being thick but how would it work via moneybarn...do you do the leasing via them or do they loan you the money...? Totally confused, looked through there website and not very clear?

hi, did you lease through moneybarn? What is the usual deposit like?

do these companies not loan you money to buy a car? I am only looking to lease a car on a 36 month term...are there any companies that specialise in this similiar to nationwidevehiclecontracts for example?

Hi... My car that i currently use is getting old and way too expensive to run, road tax, garage and petrol is draining my funds. I need to change cars but cannot get a loan to fund one and there is no point getting a cheap car if its going to cost me the same as before! Ideally i need an eco car, on...

Just a general question. I am in year 1 of an IVA and my husband is self-employed. It has been determined for this year he can earn £X and me £Y. Any increase in the amount determined we have to pay 50%. We pay £210 each month based on what we earn and our expenses. Say he earns £800 a month now and...

Hi, I have a VAT bill due mid december, the last bill to pay as we closed our business end of August so its the last bits and bobs to pay off!! However we cannot pay it as usually it was paid by the business and we are entering a DMP first and then going into an IVA in a good few months (paying off ...

i will probably have to take at least £1,000 out for overdue nursery fees, would that be acceptable to the creditors?
If its paid before applying for an IVA and then i realise i need an IVA surely that would be ok?