Hi Melanie, I hope you are well and I would like to thank you for all your help. I have spent a lot of time trying to find information that would help my family. Could you let me know if any of the previous cases would help my wife in her claim as I assume previous cases influence a Judge's decision...

Good morning, I can't buy the house unless the trustee and wife remove the charges. My wife will remove the charge on the basis she doesn't lose her ability to fight the trustee for her share. The trustee has to remove his charge for the new bank to give my solicitor the money. My solicitor would be...

Hi Melanie, Sorry I've just got in from work. The trustee has applied for a possession order but has failed so far as my wife put a charge on the property. The only thing stopping him is the charge as the judge stated my wife may be entitled to a % of the property as she is non bankrupt partner. Tru...

Hi Melanie, Thanks a million!! I was made bankrupt in 2001 and now discharged. Debt unsecured just over £50k. Mortgage inc arrears £60k. Trustees cost £25k {looks like I've been taken on a ride}. Trustee does not know about mothers claim yet as we only found out {solicitor} after he tried to possess...

CAN ANYONE HELP ME WITH THE SITUATION BELOW AS TIME'S RUNNING OUT AND I DON'T WANT MY CHILD MADE HOMELESS!!! THANKKKKKKKKKKKKKKKKKKKKKS. The trustee will let me buy the house for £142.5k and I can remortgage the house but at a higher monthly cost. The problem I have is my wife owes about £60k and ha...

Hi Melanie, Thanks for your help. The trustee will let me buy the house for £142.5k and I can remortgage the house but at a higher monthly cost. The problem I have is my wife owes about £60k and has no assets in her name. The house is in my name and will be again when I pay the trustee. My mother ha...

hi melanie, answer yes to first question. would i be able to pay my debt in full without 8% as my assets would not cover the interest? i can cover the full debt by the sale of my house. could the matter be annulled if the original debt is paid off? what if the debts have been sold to a 3rd party and...

my debt inc mort approx £130k ish inc trustee costs. could i apply to the courts to pay creditors in full and avoid paying interest? what if my orig creditors no longer hold debt and have sold to a third party at a discounted price, do i still have to pay the new creditor in full {debt only} thanks