Thanks for the advise. Will send the follow up letters and see whether this gets me anywhere.

I successfully completed my IVA back on the 26th Jun 2012.I wrote to all the creditors on the 13th Jul 2012 kindly requesting that they update all their records so as the "default" status on my credit report could be changed to "satisfied" and also enclosed the completion certificate from Grant Thor...

Many thanks for the feedback and I will indeed contact the various creditors requesting they change my default status. Aside from this, is there anything else I should now do in order to start working on building my credit profile once again?

I have successfully completed my IVA and have received the certificate of completion from Grant Thornton. I sent a copy of this to Experian and my credit report has subsequently been updated to show it completed. My question is whether it is my responsibility to contact all the creditors on my repor...

For two days now I have been calling Grant Thornton trying to get put through to the Variations Team. Each time I call, I am placed on hold for a considerable amount of time only to be told that the Variation Team are busy and that I should leave my contact details and will be called back. I have ye...

I am in an IVA with Grant Thornton. I have received a letter from them today saying that they are pleased to inform me that the variation to my IVA arrangements were accepted at a recent meeting with my creditors. Further details in the letter which includes a header titled Resolution 1. Accepted wi...