<t>I completed my iva 5 years ago with a full and final, however the ccj is still on until march 2017.<br/> my credit rating is fair sometimes good with Equifax, I would like to remortgage in 2017 (to get a better rate) after the ccj comes off, <br/> Ebven though my iva will not show and the ccj wil...

how long after an iva is complete can I remortgag.

ok thanks
i started the iva march 2011
full and final march 2012
i need the loan for home repaairs but no urgent.
manythanks
craig

YES ITS STILL SHOWS AS DEFAULT (EVEN THOUGH THEY ARE ALL SATIFIED.

hi its been a while since my last post. just need a bit of advice again. my experian credit score is 975 excellant i completed my iva on the 18/12/12 after paying a full and final back in march 12,i would like a personnal loan(£7k) but after speaking to various companies ive been declined(my bank s...

I have completed my IVA but there are 2 defaults coming up on the account. What are the they for and when will they drop off ?

Hi Melanie,

i have spoken to VN and they will chase it for me.

manythanks
craig

hi Melanie I have only spoen to Gareth through this forum. When i spoke to VN they said the delay was more than likely to do with the PPI claims. Through this i was hoping Gareth would be able to answer the question. What do you think i should do apart from what i have done already? Manythanks for y...

I know its been a long time since i posted a comment, but bthanks for your help. Back in march i paid a full and final with varden nuttall. First thing to say is that i was really pleased with the service i received from all the people i deal with there. However it is sept i i havent received a conf...

I know its been a long time since i posted a comment, but bthanks for your help. Back in march i paid a full and final with varden nuttall. First thing to say is that i was really pleased with the service i received from all the people i deal with there. However it is sept i i havent received a conf...

Hi Craig, I hope you have been reassured regarding your situation. If not please let me know and I will be happy to look into your case for you. BofL im sorry you feel that you have not been supported by Varden Nuttall with your full and final offer. I obviously cant discuss case specifics on a for...

Hi Craig, 12 months in lieu of equity is pretty normal within the IVA and if it's applicable to you it will be written in your proposal in black and white. To offer a full and final you will need to offer as close to the original dividend as possible, would the funds come from a 3rd party? Which co...

Me and my wifeI have an iva and would like to know if and what i should offer as way of a Full and Final payment. I have been paying into it at £256 for the the past 8 months, this wil increase to £286 from next march. We did the iva for 80k and have about 70k in equity in the house. I wanted to k...

Me and my wifeI have an iva and would like to know if and what i should offer as way of a Full and Final payment. I have been paying into it at £256 for the the past 8 months, this wil increase to £286 from next march. We did the iva for 80k and have about 70k in equity in the house. I wanted to kno...

I am currently in an IVA and have been for about 7 months. I have approx £80,000 debt and am conisdering trying to obtain funds for a full & final IVA. How much would I need to be able to do the full & final?