Hi,
Ive had a call from a company today saying they were calling on behalf of debt free direct with regards to VAT I can get back from my now completed IVA. Is this all above board or do I need to worry!
Thanks

Hi,
I completed my IVA November 2011, I have received my certificate of completion. Am I now able to claim back any PPI?
Many Thanks
Sam

Ok, thanks Michael.

Hi All,

I completed my IVA November 2011 and have received my certificate of completion.
Am I able to claim back PPI now?

Many Thanks
Sam

Thanks for the comments folks - yes I'm gonna wait now till May!! Roll on the day when my credit rating is good again, it really did get me down...so good with money now too, oh well!! x

Hi Jan, Thanks for your reply. It was referred to o2 and they declined it also, maybe they did a new credit check, Im not sure? My partner upgraded his handset through phones 4 u in december (which is in my name) maybe an upgrade is seen differently to a new contract. Either way, if Id have known th...

Hi All, I have been with o2 for years now and whilst I was in my IVA (which ended last nov) I took another contract out for my partner, no issues. Im due to upgrade on 2nd May but was in phones 4 u at the weekend and they was going to buy out my contract, so I could start a new one with o2 and get a...

Hi,
Thanks for your comments. We checked my fiances credit score on experian and there was nothing there, it was showing almost excellent and he has recently got a halifax mastercard credit card with a quite large limit (which wont be used may I add!) so I can only assume he has a good rating.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by ginger3232 There is a voluatary code - stating that lenders will not persue debt on the mortgage after six years - however this remain volutary(see link) The council of mortgage lenders have a lot of i...

Hi, This is a question for Ryan the mortgage expert. Im looking to get a mortgage in the future with my soon to be husband. However, I completed my IVA 2011 and my fiance had a house repossession around 6 years ago. He's never had any comeback on this so we can only assume that the repossession cove...

Thanks for the lovely comments folks!! Yep, celebrating this weekend I think!!! You are all so close too!! x

I got the confirmation today to cancel my standing order..yippee!!! and I've just cancelled it online!! So happy today :-) I feel like ive won the lottery, £588 per month better off, which will be going towards my wedding next year, it feels like my life is starting all over again. Good luck to you ...

Thanks Kallis, I have emailed them as I couldnt get through to them today, but will keep pestering....just want to hear those words - yes you can cancel your standing order!

Hi All, I made my last payment on the 1st November and have contacted DFD and they have told me they will write to me to tell me to cancel my standing order...I thought they would tell me over the phone[:(] Still no letter from DFD, but a letter from Max Recovery re part of my credit card debt from ...

Hi Beresford,
DFD have told me they will write to me to tell me to cancel my standing order, I was hoping they would tell me over the phone. I cant relax until I've been told I can cancel it!