Search found 50 matches

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by key310865
Wed Mar 29, 2017 1:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Finished IVA
Replies: 4
Views: 825

Hello
I made my last IVA payment on 1/2/17 :D and the company has issued a letter of completion. Some people have suggested I send a copy of the letter to credit checking agencies. Is this correct ? if so who and where do i send them..
Thanks
by key310865
Sun Sep 18, 2016 3:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hello can you let me how the equity release is worked out ?
Replies: 3
Views: 2197

Hello can you let me how the equity release in final year is worked out... property value 180000. Reminings mortgage 58900 and secured loans 91000
by key310865
Sat Sep 17, 2016 4:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: What figure do IVA company use to calculate equity ?
Replies: 3
Views: 2406

Good morning I am in the process of sorting out my last year in IVA as well as getting a property value I need to get current mortgage statement. What figure do IVA company use to calculate equity. Outstanding balance or settlement figures. Thanks
by key310865
Sat Sep 17, 2016 2:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Estate agent asked if I wanted valuation on cash buy/investor. Is this OK ?
Replies: 5
Views: 2535

I have now arranged for an estate agent to value flat for equity release in last year of iva. He asked if I wanted him to value on cash buy/ investor . Is this ok . I explained I need valuation for financial reasons
by key310865
Fri Sep 16, 2016 6:51 am
Forum: Ask IVA Forum and Industry experts
Topic: Any advice on companies giving free property valuations ?
Replies: 5
Views: 2493

I have now been ask to get property valuations as I have 5months left. Any advice on companies that will give free valuations
by key310865
Tue Aug 09, 2016 9:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Hello, if my company insist on me trying to remortgage, how will my property be valued ?
Replies: 20
Views: 4047

Hi does anyone know of any reasonably priced independant valuers in Brighton/Hove area . I looked on line and 1 surveyor is looking to charge £390 and another £220.
thanks
Kieran
by key310865
Mon Aug 08, 2016 4:54 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hello, if my company insist on me trying to remortgage, how will my property be valued ?
Replies: 20
Views: 4047

Thank I am waiting for my IVA company to contact me however if my property is valued around the 180000/181000 mark then I would just fall short of the 5.k. Zoopla estimates seem much much to high. The company I am with is Harrington brooks not sure if any one has experience with them.
by key310865
Sun Aug 07, 2016 12:29 am
Forum: Ask IVA Forum and Industry experts
Topic: Hello, if my company insist on me trying to remortgage, how will my property be valued ?
Replies: 20
Views: 4047

Hello if my company insist on me trying to remortgage. How will my property be valued ? Recently a similar property soldfor 200k. However mine is in need of updating and repair. Can you advise
by key310865
Thu Aug 04, 2016 9:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Good evening. I have paid substantially more than was originally planned
Replies: 2
Views: 2025

Good evening. I am 54 months into my IVA my original plan was to pay £194 for 60 months which would have paid over 11.5k into the IVA. I managed to increase my payments and by the 60 month I will have paid almost £22k this includes extra payments and PPI claims. I even kept up the higher payments ...
by key310865
Sun May 11, 2014 10:28 am
Forum: Ask IVA Forum and Industry experts
Topic: Is it possible to combine secured loans, mortgage and remortgage ?
Replies: 2
Views: 1035

Hi I am 2.5 years into my IVA I was thinking would it be possible to combine all my secured loans ( 2) and my mortgage (1) and remortgage , are there companies that do this .
by key310865
Mon Nov 11, 2013 2:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: I need to replace my boiler this month. Any advice ?
Replies: 4
Views: 1441

Thanks , I can provide proof from my boiler company
by key310865
Mon Nov 11, 2013 2:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: I need to replace my boiler this month. Any advice ?
Replies: 4
Views: 1441

Hi I have a current IVA and pay £255 per month , On Saturday I had a boiler engineer visit my home to repait boiler , he said it is beyond repair and needs replacing , my sammlest quote with discount is £1400 , will my company allow me to miss this months payment , I need to speak to my secured lo...
by key310865
Mon Oct 07, 2013 11:44 am
Forum: Ask IVA Forum and Industry experts
Topic: My company have lost a PPI refund form. Still chasing it but calls never returned. Help
Replies: 2
Views: 1053

Hi its my insolvancy company , the PPI company is the same company as insolvancy. They keep blaming each others department , I then got a letter from Barclycard apologising for the information which I had not received ( although I did receive it and send it to my IVA contact as requested 12 months a...
by key310865
Wed Oct 02, 2013 8:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: My company have lost a PPI refund form. Still chasing it but calls never returned. Help
Replies: 2
Views: 1053

Really not happy with the aftercare I am receiving from my company , they lost a PPI refund form Im still chasing it , never return calls , Help
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