Thanks for the swift reponse. If as you state, the debt were to become 'secured', this would then need to be settled in the event of the property being remortgaged towards the end of an IVA - Yes ? If this is the case, I will not have sufficient equity remaining to be able to enter in to an IVA, and...

I am in a Debt Management Plan (with PayPlan) and have a Charging Order on my property from one of my existing creditors. If I wanted to move to an IVA, what would happen to the Charging Order? Would the debt be deemed as settled under the IVA, or would the charging order still stand and thus reduce...