Search found 9 matches

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by 785583
Tue Feb 21, 2012 10:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank are offsetting PPI claim. Can they do that legally ?
Replies: 59
Views: 19700

To be fair to nomoremoney,I have read this entired thread,and all he posted and clearly there are four people here that has been wrong footed by him. He said a testcase is needed and indeed the samantha case is 1 goal for him against the rest.The ball is in your court.......
by 785583
Thu Jan 19, 2012 9:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Folks are planning on signing house to me
Replies: 40
Views: 4413

Why hide your iva? You have the courage to face up to debt but wish to hide it from those close to you? You are in a catch 22 situation or in a bit of a branson pickle.Worse case scenario,everyone is affected if you have the deed with your name on it. Family feud can be debilitating. Announce your i...
by 785583
Wed Jan 04, 2012 10:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: Getting A Mortgage After an IVA
Replies: 44
Views: 9106

Ok,looks like l'll be dropping you a personal line Ryan. So the high street lenders wouldn't play ball after all even when the debts are paid.Specialist lenders will...mmmm.
by 785583
Wed Jan 04, 2012 9:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Getting A Mortgage After an IVA
Replies: 44
Views: 9106

Ryan, I need to known something specific about this subject.Of course getting a mortgage or loan is possible after any debt resolution.That much is certain and was never in doubt in my mind. Which Banks (is/are) offering the loans and what are the rates and deposit required and how does it fair with...
by 785583
Fri Sep 30, 2011 3:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: FF settlement query
Replies: 12
Views: 1584

Thanks everybody.... Oh,I have not revealed that I am an engaged Police contractor, my vetting is up for renewal...and I besides my self - CREDIT CHECK! My IVA isn't finished by that time of checks.I though by pushing a FF settlement will make the Credit file look normal. I have been on a knife edge...
by 785583
Fri Sep 30, 2011 2:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: FF settlement query
Replies: 12
Views: 1584

I have about 5 months left and I am paying about 900 quid a month. I've save up my £50 a month contingencies and other bits since my IVA started. I've no car,rented, put the contingency money in an 'unbreakable piggy bank'. My brother is self employed and offered me a 3 grand private loan. I'll pay ...
by 785583
Fri Sep 30, 2011 2:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: FF settlement query
Replies: 12
Views: 1584

I like to ask about FF settlement. Can this money be made up from money from say those saved in an IVA budgeting and also from third party. I am talking about 5 Grand for a FF offer

If the offer is rejected, do you just carry on with your payment? Has any one done it and share that experience.
by 785583
Sat Sep 24, 2011 3:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Security vetting with the Police.
Replies: 6
Views: 2951

I heard that SC clearance is no a problem for the MOD contractors providing it is disclosed.

If one declares an IVA in a Police contractor role can one be refused vetting because of the IVA??

Can being in an IVA be seen as responsible debt management.
by 785583
Fri Sep 23, 2011 2:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: Need to show one is not mis managing finances
Replies: 1
Views: 910

Hello everyone, I am new to this forum although I have been an IVA for a while. I Like to ask anyone with experiences whether being committed to an IVA payment plan without defaulting could be used to say that I am discharging my debts responsibly and not show wilful neglect to the duty? I am asking...
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