To be fair to nomoremoney,I have read this entired thread,and all he posted and clearly there are four people here that has been wrong footed by him. He said a testcase is needed and indeed the samantha case is 1 goal for him against the rest.The ball is in your court.......

Why hide your iva? You have the courage to face up to debt but wish to hide it from those close to you? You are in a catch 22 situation or in a bit of a branson pickle.Worse case scenario,everyone is affected if you have the deed with your name on it. Family feud can be debilitating. Announce your i...

Ok,looks like l'll be dropping you a personal line Ryan. So the high street lenders wouldn't play ball after all even when the debts are paid.Specialist lenders will...mmmm.

Ryan, I need to known something specific about this subject.Of course getting a mortgage or loan is possible after any debt resolution.That much is certain and was never in doubt in my mind. Which Banks (is/are) offering the loans and what are the rates and deposit required and how does it fair with...

Thanks everybody.... Oh,I have not revealed that I am an engaged Police contractor, my vetting is up for renewal...and I besides my self - CREDIT CHECK! My IVA isn't finished by that time of checks.I though by pushing a FF settlement will make the Credit file look normal. I have been on a knife edge...

I have about 5 months left and I am paying about 900 quid a month. I've save up my £50 a month contingencies and other bits since my IVA started. I've no car,rented, put the contingency money in an 'unbreakable piggy bank'. My brother is self employed and offered me a 3 grand private loan. I'll pay ...

I like to ask about FF settlement. Can this money be made up from money from say those saved in an IVA budgeting and also from third party. I am talking about 5 Grand for a FF offer

If the offer is rejected, do you just carry on with your payment? Has any one done it and share that experience.

I heard that SC clearance is no a problem for the MOD contractors providing it is disclosed.

If one declares an IVA in a Police contractor role can one be refused vetting because of the IVA??

Can being in an IVA be seen as responsible debt management.

Hello everyone, I am new to this forum although I have been an IVA for a while. I Like to ask anyone with experiences whether being committed to an IVA payment plan without defaulting could be used to say that I am discharging my debts responsibly and not show wilful neglect to the duty? I am asking...