So, I have emailed my case officer. My heart is pounding, but I guess I just have to wait now and see what they say.

Thanks for your replies. I didn't a payment break with the time added on at end of IVA may be a possibility...would definitely help and gives me more confidence to speak to IP. Am so annoyed that we got into this situation, can't believe we were so stupid.

Hi. My husband and I have been in iva since april 2011. We have got ourselves into a stupid horrible mess with a payday loan that is spiralling out of control. Its worrying and upsetting me and I don't know what to do. I am too worried to tell our IP as I don't know what they would say. Every month ...

Thank you Nick. I hope to hear from you soon.

Well, just thought i would update you all. Payplan have refused to help us in any way. Despite several calls to them, all the explanation they will give us as to why they are "unable" to reduce our payments temporarily over the next few months, is that we have signed a legally binding contract, and ...

Thanks for your replies everyone. Nick, I have emailed you with me ID, let me know if you need any other information.
Bit worried, as CSA have already taken their extra £100 this month. Our IVA payments are due to go out on the 28th. Am a bit to scared to default on that payment!

Hi My husband and I have been in IVAs since April this year. My husband currently pays maintenance to his ex wife via the CSA. When we started the IVA I sent our IVA company, Payplan, the payment shedule of his maintenance payments that the CSA had sent us the year before, so 2010. He pays through d...