Many thanks both that has put my mind at rest, my iva was for just over 5 years that was the condition it was accepted on, it was accepted in may 07 but runs until August 2012 maybe this is why I still have the annual review. It's very unlikely as I don't do the lottery but if I had a windfall when ...

Hey I have been registered here before in 2007 when my iva was accepted but lost all my login details, well I am 5 years into my iva my final payment date is August 1st 2012 I have been reading some of the posts on the forum and now I am a little concerned, I will write them here so anyone who can e...

I closed my hsbc account and withdrew all my funds very early on into applying for an iva, I switched to a natwest step account, which is as mentioned a basic account, I have no overdraft, no switch card or cheque book, this is a much better option for me as I have no access to credit, which is bril...

barclays are still chasing me, even though my iva was approved last wednesday, i have had 3 phone calls at work and a letter sent to my home address, are they wrong to do this then?

I will learn by my mistakes

excellent news, i know how you feel as mine was approved yesterday too

I will learn by my mistakes

Thankyou everyone for your kind words, although words cannot express how i feel right now, if i can have a stroke of luck anyone can, as i said many thanks, i will pop in now and again to let you know how its going



I will learn by my mistakes

Approved today, a massive weight off my shoulders, maybe now I can live my life without the stress of wondering how I am going to pay my bills, I can now live like a 27 year old should..........needless to say I have learnt a lesson in life.....59 months to go

marie

I will learn by my mistakes

offered £350 a month, which works out at I think 42p/£1 return to the creditors......

will post the results after the 16th
kind regards

I will learn by my mistakes

Hi I am new to the forum and am currently in the process of trying to get an iva, my creditors meeting is on the 16th may and I am more stressed now waiting for the decision than i was when i was in debt! I am 27 and owe £32,000 to 13 different creditors, I still live at home but am still struggling...