Hi foggy hope you're doing well? And that makes sense thanks

am I reading this right, the Chancery Division (the high court)? dismissed the appeal? green v wright Insolvency – Individual voluntary arrangement. The respondent former debtor's individual voluntary arrangement had been successfully completed and the appellant former supervisor had issued a comple...

green v wright appeal case on the 15/11/2016 will sort it out finally. Just google it and it will explain everything and keep your fingers crossed it's gone in your favor so far!!

thanks for your replies..I really must read the small print, un-drawn pensions are protected when available (55)
in BR so same as IVA...eat humble pie Sponge...swallowed

That's to say it is beyond the reach of any BR IP

Lisa

I'm going to be super nice about but it but does a annoy me a little..What is the point of an IVA if it can get at your pension when in bankruptcy you are protected from any IPO getting at it?

these forms I assume is some sort of disclaimer on the outcome regards the green v wright case?

I finished my iva three years ago...Now here's the thing you don't need to do much at all...It repairs itself once all record of your IVA has gone, you're a credit virgin far be it a problem it's a good thing so within that three year period got a regular high st mortgage top fixed rate & car (all n...

Now foggy remember what the general director of Experian said on Radio 2 on mortgage applications(they make the software that detects fraud for the CML) that's not a fraudulent thing to do. He's definition of fraudulent is those naughty people out there that want to take the lenders money and not pa...

I know but statute is the highest law in the land and as banks are systemically corrupt along with big business VW, Siemans,Tesco what is left untouched, us I suppose..So it's just a life choice and now I'm normal (subjective) well adjusted back in normal fiscal society

In my time in an IVA I had a ltd company. A most useful tool as it's a separate entity at arms length from the IVA
and can make your time a little easier.

From my little understanding of it student loans are for life until paid. from my memory once upon a time some economics students figured post degree the quickest to rid themselves of the student debt was to go bankrupt, 12 months later discharged n all done, so the law was changed If it was really ...

The nubbin and it's all be said before make all trace of your IVA has gone. When that time comes you have a choice have faith in statute (the highest law in the land) that your IVA has gone as if it never existed (as i did) and went n got a regular high st mortgage from the biggest lender on the hig...

Hi and well done having completed my IVA three years ago I decided to let statute be my guide post that six year thing where all is cleared down under the auspice of statute Your prospects of normal credit are quite high from day 1 (start of year 7) you'll see your credit score bounce high with no c...

You're right some have done some great work for the industry and the fact you take your time out to do this, means your probably one of them

That's a one time only...