Hi Foggy

No notices of correction at all. Should I call in to see a branch manager? Or look elsewhere? Thanks again.

Cheers Foggy. I used the Easycash account during the IVA. Are they allowed to hold this against you and keep this on record despite my completion of the IVA and debts? Thanks.

Hi all I finished my IVA in March this year and have managed to rebuild some levels of my credit score which currently under Experian score 989 out 999 and graded as excellent. All my credit file is cleared of the IVA and defaults etc as I have thoroughly checked also with Noddle. I applied for a cu...

Hi all Just an update on this. After a long battle with Lloyd's which went to the Financial Ombudsman I got 3k back off Lloyd's in a settlement. Lloyd's were on my list of creditors within the IVA. Also I got another 1.5k off Santander of which again I went to the FLA this time and won. So don't giv...

Thanks Lisa. Is that from the date the IVA was taken out or completion date? Thanks.

Hi all. I completed my IVA on the 9th March 2016 and am waiting in anticipation when my name is taken off the Insolvency Register on the 9th June 2016. I have sent all the completion certificates to Noddle, Experian and Equifax but I have noticed that I have still 2 defaults that are still remaining...

I contacted StepChange and received this reply from them.I may as well try then? Dear XXXX & XXXX, Your Individual Voluntary Arrangement (IVA) Thank you for your email. I’m very happy that I was able to help you become debt free. If you receive any PPI refunds in the future, I’ll have no interest in...

Throughout the IVA I have not been asked about chasing PPI claims up and during one conversation with my IP she said they don't chase PPI's up? Not sure what to do and may take the advice and get my Supervisor to confirm this in writing that they wish not to pursue PPI claims.

Thanks Lisa. I will wait and see what happens in the Green & Wright case first. I have nothing to lose thereafter and if monies are returned to the IP there is nothing I can do about it and its nothing lost as I have always thought they would have pursued this earlier through my IVA.Even thought abo...

Thanks Foggy. Am still no wiser and unsure on what to do? I would make the PPI claim myself. Or should I wait until the Green v Wright case law in May and see what happens?

Thanks

Boltonbwfc

Thanks Kallis

There is absolutely nothing on any correspondences or completion letter about PPI monies? Just a breakdown about what the supervisor as done, etc...I have read it now about 300 times lol....I would pursue the PPI myself without any company? Not sure what to do...

Boltonbwfc

Hi all I have received my completion certificate off StepChange and all Noddle, Experian and Equifax have all noted the completion certificate (I sent copies out also to them) as well as the Insolvency Register however I am unclear about if I am now able to pursue PPI claims as StepChange never aske...

On only one of these situations ....GOOD lol...until I get the CC I stay stum

Hey Michael

Please don't tell them

Thanks all for your wonderful comments...not fully sunk in yet...ironically at midnight on the 30th Aug we made beans on toast as we did 5 years ago 30 Aug 2010 on the journey thinking of the 5 years ahead of low budget living...except this time the meal was like eating a 5 course meal