Hi , im in an iva with payplan . Only on second payment but company i do work for made a mistake with money owed to me so didnt pay me enough. I have changed my standing order to pay into iva two weeks later than i should . Next month would be back to normal , is this ok doing this as i cannot affor...

Horayyyyy!!
Iva started today
1st payment made

I opened an account over phone ( coop cashminder)
Very straight forward.
Havent quite started iva yet but will hopefully next week. Feeling a sense of hope for future already.
Good luck.

Mine took about 10 days but pleased with account

Mine took about 10 days but pleased with account

Ahhh aint they nice !! Was ill and in hospital about a year ago and tried to claim on my barclaycard insurance. They said no as i am self employed and they couldnt help me. So now i tell them about going for iva etc due to illness i had and today i get letter saying 'they appreciate this may be a di...

Good luck today, im sure it will be fine

Hi... Im starting iva soon. Is it worth me claiming back ppi on a credit card ? Assuming that it will all go to creditors and i will have all the hastle.
Sitting by tower bridge.... Dont worry im not going to jump !!

Thanks for your replies. Yes i need a contingency fund. Signed proposal and sent back so meeting should be soon.
Paying back 50 p / £ now.

Hi im now waiting for creditors meeting soon.
I have five creditors and need to make a token payment. How much should i pay. ? Thanks

Payplan

Hello , im still in process of setting up iva.
Debt management company are proposing i pay back 23p /£ at a rate of 478 a month. Cant afford any more.
Hoping this will get accepted at meeting. Is this rate of 23p in the pound normal for an iva , i was just wondering? Thanks. P S. Great forum

Not in an iva yet but sent letters off informing creditors of my intentions and made token payments. Suddenly phone has gone very quiet and less stressfull. I used to get 20 plus calls a day from credit card companies ,causing problems at home.Hope its not the calm before the storm. Liking it so far...

Hello. I am just sorting out my options to clear my debts of £64000. I contacted payplan who want me to go to newark for an options meeting soon. My question is if i am offered an iva , how long will this take to set up as i am at my wits end.....ps im self employed. After years of trying to pay of...