Hi everyone, my car has finally died and i thought after my IVA i may have a little bit more luck, i did my F&f early in november but obv still on my credit report. can anyone reccomend a course of action as i have the money to afford a car loan, but seems no one will give me a penny yet alone a car...

yeah im glad they sorted it too, but as i said to the guy this is 3/4th time ive had to get a issue resolved in this way. but they have apologised and have given me what i need. now i can contact creditors and start operation tidy credit file up lol only thing is i never did get a comment about what...

well got a surprise phone call today from freeman jones, seems this was read and now i have my certificate :D they have also apologised for the peoblems caused however i have 1 question.....how did they know who i was?!?! i know we have spoken before on here but sureley they havent made a log of my ...

thanks, im just going to keep hassling them till they sort it out. a normal bank account least gets me more normal again - plus i missed using link cash points - was a pain at lunch times driving to tesco so i can get lunch at works cantine (think bank doesnt work in co-op or cash box type machines ...

haha thanks DAve. i guess from being given a balls up service from them and all they can do is offer me £200 at a 2000%+ APR is wrong. i also find that offering that money to debt-suffering people wrong too. as in debt you seem to ignore the APR and think £200 i need that money. is a devils offer. m...

wow my little topics become a debate maybe as a idea instead of the FAQs on the left you can make a sticky topic - will sort the readers out as always be infront to view. plus has a bit of insider help - i think it could be something that can be thought out collectively - as this sites main design i...

i think at times a general view does help. as in what next - i have 0 clue tbh - but if i went into say daveybois post iva idea id have a clue. and any questions id come to here and ask. its just nice to have a easy structured read on bits at times....personal opinion dont shoot me lol

i was surprised co op said ok being as they was in my IVA - but guess they dont care. long as i have no come backs lol

Daveyboi
just had a quick look i think thats a good idea, i think at times its nice asking a question to get a personal reply and any sub questions going, but at times i would like looking at dead on facts to read, just a thinking mode lol. like it though. would be a good idea

foggy, ive always found that with co-op even during my iva - most banks politely say go away :/

i think as my outgoings all hit 4 days after payday and arn't that great i can see the money im paying for think banking going to better places. but now i can atleast get a standing with a bank again. plus i miss talking to real people think are a pain at times you must admit lol. must admit complea...

thanks, be nice to have a little post IVA guide for things as seems soon as the end hits no body on the IVA company side wants to know you :/ sites like this are a massive life line ive found

kallis3 thanks
is there anyway we can put a link to that pdf somewhere, would be great for people looking to move on post IVA and get a 'normal standing' again. plus co-op especially seem to take anyone on - could be a great alternative to during a IVA spending £17 a month like i did.

thanks

hey all thanks for the advice the co-op was very happy to give me a cash minder account - so yay 1 step further away from my IVA group lol