I am having the same problems, only not with Grant Thornton. A full and final settlement was made in November. I first enquired about the completion certificate at the beginning of May and was told there had been some problems with VAT but it was all sorted and I should receive the certificate withi...

Thanks everyone for your welcome advice. I was accepted for a flex account yesterday with Nationwide though admittedly I was surprised as I admitted to them that I was looking at entering into an IVA but they were fine with it so I am just waiting for my new account details. I told them I didn't wan...

Hi Kallis Thanks for replying so quickly. It's not that I am worried apart from my direct debits are for the next few weeks going to be spread over 3 different accounts and my biggest worry is having the money in the right account on due day. I just wondered if it might have been easier to leave my ...

Hi everyone I am new to the forum. After changes in circumstances I am thinking of applying for an IVA. I have taken on board advice given to other posters on the forum and have already been in touch with one IP who advised that an IVA would be the best route for me to follow and am waiting for anot...