Thanks everyone, I phoned them and they are gonna send me a form to for I&E and then they will take it from there, he was of the opinion, from what I had told him, that the payments would probably be reduced rather than failing the IVA so fingers crossed!

Thanks Paul - I just don't want things to go wrong after doing so well for so long. I don't whether I should just say nothing and try and survive on what I've got, i'm just so scared of speaking to them and having it all blow up in my face!
Lisa

Thanks - I didn't know they would consider that!

Can anyone help me? I am a single parent in month 38 of an IVA. Up to now I have been living with a family member so was able to afford my monthly IVA repayments of £230 per month without too much problem. Due to unforseen circumstances I had to rent my own accomodation which has increased my cost ...